Income share financing
We finance the skilled hands Europe is missing.
Cleero funds the full move for skilled tradespeople from abroad: visa, language, recognition and training. We are repaid as a share of the income they earn once they work in Europe. No debt, no upfront cost to the worker.
What we do
Income share agreements that finance the migration of skilled tradespeople, solving the skilled-labour shortage.
The problem
Europe is missing millions of skilled tradespeople. The talent exists abroad. The financing to move it does not.
43.7M
workers Europe will be short by 2050 without more migration.
1.38
births per woman in Europe, far below the 2.1 needed to keep the population steady.
26%
of EU firms need six months or more to hire a worker with the right skills.
Ticking time bomb
The post-war generation that built Europe’s trades is retiring, with too few replacing them.
34%already over 50, retiring by 2040
The solution
Aligned incentives: income share, not debt.
We pay upfront.
The full move: visa, language, recognition and training.
They work.
The worker arrives recognised and earns a high-paying European wage.
We share the income.
A fixed share of income for a limited time, and only once they are earning.
How it works
From origin country to a high-paying job in Europe.
01
Qualify and match
The job contract is signed first, before any capital moves.
02
We finance
All costs abroad, about €12,000 per worker, through vetted partners.
03
Recognition
A full, recognised qualification in three to six months.
04
Work in Europe
A skilled, high-paying wage from day one.
05
Income share
A fixed share of income, for a fixed term.
A financing layer, not a school
Cleero owns the underwriting and the data. Vetted partners (schools, recognition bodies, employers) deliver on the ground. Cleero funds them, but does not run them.
The flywheel
Built to compound.
Every share repaid from a worker’s income recycles into financing the next cohort. Each placement de-risks and funds the one after it.